HOW TO LIVE A PRUDENT LIFE WITHOUT STRIVE.

  1------ Always have a budget, stick to it, have a budget that caters for the very important needs .2----- Reduce your shopping habit, not all you see in a shop must go home with you.
3------ Learn to make sacrifices, there are are so many things you know you can do without, why don't you let them go, so you can save that money.

4------- When the need arises to render a genuine financial assistance please do ,cause you never know how far it will go.

5------ Purchase assets instead of liabilities, spend your money on items that add extra value to your financial life.

6----- Don't live on debt, dept is like a pit that once you've entered its very hard to come out..

7----- Have an effective saving plan, out of every income, dash or allowance try to cut 20% of it as savings.

8----- Try as much as possible to reduce handling of raw cash,instead use more credit/debit cards, Atm machines , because the more cash you have on you the faster it leaves your hands.

9----- When the opportunity arises for you to invest some money, please do, if you are sure of it, that little invest might turn out to be a life time of fortune and wealth.

10----- Always have this at the back of your mind " ONE PENNY WASTED COULD BE AN OPPORTUNITY LOST".

These are very simple ways to get out of poverty for life, if only you can abide by this principles and stick to them, without looking back....
Learn to manage your money and put into judicious use of every penny  you've worked for.....